2nd Diploma Program in Banking

This diploma program takes you through a rigorous and incisive study of banking and the lucrative career possibilities it offers. It simulates the comprehensive internship program most banks require their management trainees to go through, critically examining the various activities and services they offer, scrutinizing their risk profile and the key risk management techniques they employ to improve performance and ensure their continuing viability, and judiciously assaying the regulatory edicts that govern them and the crucial role they play in nation-building.

Successful completion of the course enables the participant to:

• Understand the structure of the financial system, the legal and regulatory framework within which banks operate, and the crucial role banks play in the financial intermediation process and in the functioning and well-being of the economy;
• Gain an insight on how banks operate and how the various activities and services are functionally linked to generate earnings that ensure their continuing viability;
• Recognize the risks, problems and issues banks wrestle with daily and the management tools employed to effectively deal with these;
• Understand and contextualize banks' key activities, specifically: credit, treasury, foreign trade services, risk management, and security and controls; and
• Cite and discuss the more germane regulations affecting banks' key functions, activities and services.

This program is designed for bank personnel wishing to gain an insight on other functional areas in the bank to which they have not been previously exposed, bank management/officer trainees, business graduates aiming for a career in banking, and those in the legal profession in search of an “immersion” course in banking.

The program is divided into three modules as follows:

MODULE 1 - PRINCIPLES OF MONEY AND BANKING

•  The financial intermediation process
•  The accounting framework of banks
•  Funds sourcing and utilization functions
•  Mathematics of banking, interest rates and investments

MODULE 2 - KEY BANKING FUNCTIONS, ACTIVITIES AND SERVICES

•  Credit analysis
•  The business of treasury management
•  Foreign trade services
•  Risk management in banking
•  Miscellaneous functions
•  Legal environment in banking

MODULE 3 - PROGRAM INTEGRATION

•  Prearranged observation tour of selected departments at selected banks
•  Integrating project

is the Director for Credit Programs at the Ateneo-BAP Institute of Banking, the Program Director for Finance at the Ateneo Center for Continuing Education, and a professor of Finance at the Ateneo Graduate School of Business.